Planners & Guides
Practical money tools you can use today
Downloadable workbooks, planners and books that turn the ideas from our articles into clear numbers and next steps.
Germany money planners
Practical workbooks for the costs and paperwork of living and working in Germany.
German Payslip Decoder Workbook
Understand your payslip line by line and know what to check every month.
Germany Net Salary & Budget Planner
See what your salary really gives you each month and build a realistic budget around it.
Germany Salary Savings Planner
Turn your take-home pay into a savings target you can actually sustain.
Germany Apartment Move-In Cost Planner
Plan deposit, first rent, furniture and fees before the move-in costs surprise you.
Germany Car Ownership Cost Planner
See what owning a car could really cost you before you commit.
Spending & clarity
For when you want calm, clear decisions about everyday money.
Investing & protecting wealth
Planners for building, protecting and passing on your investments.
ETF vs Stocks Decision Planner
Turn the ETF-vs-stocks question into an investing approach you can explain.
Portfolio Rebalancing Planner
Build a clear rebalancing rule instead of relying on guesswork.
Inflation Protection Planner
See what inflation could do to your lifestyle and plan before it happens.
Investment Legacy & Beneficiary Planner
Organise your accounts and key information so your family is never left guessing.
Market Scenario Vault
15 ready-to-run historical market scenarios for the Crown Altessa Simulator.
Books
Short, easy reads to build the basics.
Not sure where to start?
Get the free 39-page Financial Foundation Guide first. It walks you through the basics and helps you see which planner fits your situation.
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